Easy Buy Here Pay Here Auto Financing in Dallas

At Auto City Credit, we understand that buying a car can be challenging, especially if you have a less-than-perfect credit history. That’s why our Buy Here Pay Here Dealership in Dallas is dedicated to making the car-buying process as smooth and accessible as possible for everyone, regardless of their credit situation.

What is Buy Here Pay Here?

Buy Here Pay Here (BHPH) is a straightforward auto financing option in which the dealership provides the vehicle purchase loan. Our in-house financing makes it easier to get a payment plan tailored to your needs regardless of your credit.

Benefits of Our Buy Here Pay Here Program

  • No Credit, No Problem: We specialize in bad credit auto financing. Your credit score is not important; you are. We understand that bad things happen to good people. We are more interested in where you are going and how we can help get you there.
  • Quick and Easy Approval: Our online approval process means you can be 100% approved before you come in. If you prefer to do everything in person, drop by any one of our 6 locations and our team will work to get you approved and driving away in your new dream car in no time at all.
  • Wide Selection of Vehicles: Choose from hundreds of pre-owned cars, trucks, SUVs, and luxury brands. Most of our vehicles are extra clean, late model vehicles, with low miles and a 2-year / 24,000-mile limited warranty.

Why Is Auto City Your Best Choice?

Not all Buy Here Pay Here dealerships are the same. Auto City is one of the oldest and most well-respected, with an A+ rating from the Better Business Bureau and a 4.6-star Google review rating. The quality of our vehicles is matched only by the outstanding customer service we provide before and after the sale.

The Auto City Advantage Includes:

  • 100% Online Approval: Get approved for financing without leaving your home. Our simple online application process ensures quick and easy approval.
  • We Say Yes: Whether your credit score is 415 or 815, it’s not important; you are. Most of the time, all we need is a good job and a stable residency.
  • Low Down payments: Down payments to fit any budget. Drive away with a down payment as low as just $500.
  • 3-Day Money Back Guarantee: Our exclusive Love It Or Leave It Guarantee gives you 3 days to trade or get a refund, no questions asked.
  • Quality Used Cars: Like-new, used vehicles in Dallas with low miles
  • Premium & Luxury Vehicles Available: Choose from a wide selection of quality used, premium, and luxury brand vehicles, even with bad credit.
  • 2 yr/24K Mile Limited Warranty: Enjoy peace of mind with a 2-year/24,000-mile limited warranty included with most vehicles
  • Free Ride To The Dealership (OR We’ll Pick You Up): Get fully approved online, and if you live within 30 miles of the dealership, we’ll provide free transportation from your door to our showroom.

 

How It Works

  1. Browse Our Inventory: Visit our website or one of our six Dallas/Fort Worth locations to see our selection of hundreds of quality used vehicles.
  2. Get Approved: Fill out our simple application online or in person. It’s only a few questions and does not impact your credit. Our approval team will review your application and discuss your financing options. They can get you fully approved before coming in, or we’re happy to have you stop by to do everything in person.
  3. Come See Us: Once you’re approved, the only thing left is for you to pick out your new vehicle. If we approve you online, we’ll even pick you up so you don’t have to wait on a ride.

Serving the Dallas Community

Auto City has proudly served the Dallas / Ft. Worth Metro area since 1958. We have locations in Arlington, Garland, Lancaster, and Southeast Dallas, making it easy for you to find the perfect vehicle and financing options close to home. Whether you live in Ft. Worth or Terrell, McKinney or Waxahachie, Auto City has a location near you.

We understand the needs of Dallas residents and offer solutions that fit their lifestyles. Whether you’re commuting on I-35E, driving through Garland on your way to Lake Ray Hubbard, or heading to a weekend outing at White Rock Lake, we have the right car and financing options for you.

Get Started Today

Don’t let bad credit hold you back from owning a reliable vehicle. Visit Auto City Credit, your trusted source for Buy Here Pay Here auto financing in Dallas. Browse our inventory online or stop by our dealership today to get started. Let Auto City Credit help you easily find and finance your next car.